Lease Financing Products and Programs
SAIC can finance virtually all types of computer products, networking equipment, software, laboratory, and testing equipment, as well as other types of capital equipment. We especially support products and services that SAIC resells or manufactures.
A Wide Variety of Lease-Finance Product Options
SAIC offers a wide variety of lease-finance product options for your organization, from Fair Market Value Leases to Finance Leases, and everything in-between. SFS can assist you in finding the financing structure that best matches your equipment usage cycles and balance-sheet requirements. For instance, we can work with you to tailor technology refresh options during your lease term or provide flexible funding for phased equipment deliveries or similar projects.
We especially support products and services that SAIC resells or manufactures. SAIC is one of the largest computer equipment resellers in the nation, and also manufactures a number of specialty software and hardware products.
These are examples of a few of the financial products we offer:
- LTOP
- LWOP
- Capital Leases
- Operating Leases
- Leveraged Leases
- Software Financing
- Direct Finance Leases
- Networking Products Financing
- Structured and Project Financing
- Financial Engineering for System Projects
- Computer and Telecommunications Financing
- Industrial and Production Equipment Financing
Alternative Financing Products
SAIC offers a wide variety of financial products and programs to enable your organization to acquire the equipment you need quickly and cost-effectively. We are vendor-independent, allowing us to objectively support your goals in the acquisition of new assets and in the methods used to finance those assets. Working with you, we can tailor a single lease or an entire funding program to best meet your financial goals in the acquisition of new equipment.
| Type | Up-Front Cash | Term | Other Features |
|---|---|---|---|
| Fair Market Value Lease | 0 | 12 to 36 Months | Only finances the portion of the equipment consumed; lets you return or buy out equipment at end of lease. |
| Finance Lease | 0 | 12 to 60 Months | Fixed payments throughout the term and at the end of the term you will own the equipment. |
| Lease-to Purchase (LTOP) | 0 | 12 to 60 Months | For US government, state and local agencies, similar to a finance lease that allows you to keep the equipment beyond the usage term. |
| Lease-Option to Purchase (LWOP) | 0 | 12 to 60 Months | For US government, state and local agencies, similar to a Fair Market Lease that allows you to return or replace the equipment at the end of the term. |
Traditional Products We Offer
SAIC brings years of experience in the financial industry that can be applied to help you achieve your financial goals. We offer the traditional products below and can also discuss advanced structuring techniques on a single transaction basis or overall balance sheet basis to help you optimize your financial position.
Master Lease Program: By executing one master lease, your organization can create multiple asset schedules for single deals or project fundings. This minimizes review time and "reinventing the wheel" for each new lease transaction.
Finance Lease: A traditional "lease-to-own" arrangement, this lease offers fixed payment terms and, at the end of the lease, you will own the equipment.
Fair-Market-Value Lease: Often referred to as "off-balance sheet" lease financing, this type of lease only finances the portion of the equipment you consume over a typically shorter period. This can be a useful tool for companies to reflect an improved cash flow position or to minimize financial impact on the balance sheet.
Lease Lines: Creating pre-approved lease lines effectively allows you to "finance on demand" and satisfy the just-in-time demands of growing departments or projects.
High-Low or Stepped Lease Programs: Have unusual payment streams in your business? SAIC offers flexible payment programs to assist in matching your revenue and income streams. This allows you to acquire the equipment you need today, while deferring or making minimal payments.
*Customers should consult with their tax and accounting professionals regarding the treatment of particular leases.
Contact Us
Need a cost-effective way to acquire computing, networking, high-tech or capital equipment? Contact us today for more information about lease financing.